Civil law guides for the Netherlands

Debt Collection Guide Netherlands

Looking for the right guide to a Dutch civil law dispute? This page groups our English guides by subject, so you can go straight to the one that fits your situation. Most civil disputes come down to three questions: what was agreed, who is liable, and what can still be enforced.

The rules sit mainly in the Dutch Civil Code (Burgerlijk Wetboek, BW) and the Dutch Code of Civil Procedure (Wetboek van Burgerlijke Rechtsvordering, Rv). You can consult both on wetten.overheid.nl, the official government database of Dutch legislation. The guides below explain how these rules work in practice.

Who is liable for damage?

Under Dutch law, you can claim compensation if someone breaches a contract (Article 6:74 BW) or commits an unlawful act against you (Article 6:162 BW). The guides below apply these rules to specific situations, from foundation damage to delayed flights.

How do you recover a debt and enforce a claim?

A creditor who is not paid needs an enforceable title, usually a court judgment, before a bailiff (gerechtsdeurwaarder) can seize assets. Insolvency and debt restructuring procedures limit what you can still recover.

Can you challenge an attachment or a judgment?

An attachment or a judgment is not always the end of the matter. You can ask the court to lift a prejudgment attachment (conservatoir beslag), and you can oppose a default judgment (verstekvonnis) within the statutory period.

Other questions in this field

The guides below cover consumer rights, contract law, the role of a lawyer, and the time limits within which you must bring a claim.

Guides in our other practice areas

In summary

  • Liability usually arises from a breach of contract (Article 6:74 BW) or an unlawful act (Article 6:162 BW).
  • A creditor needs an enforceable title before a bailiff can seize assets.
  • You can ask the court to lift a prejudgment attachment, and you can oppose a default judgment within the statutory period.
  • Claims become time-barred, so check the limitation period that applies to your situation.

Law & More assists individuals and companies with contract disputes, liability claims and debt recovery.

Unsure where you stand? Book a free introductory meeting. In that meeting we discuss whether we can help and what it costs.

How Law & More can help you with this is explained on our civil lawyer page.

Ruby van Kersbergen
Ruby van Kersbergen is an attorney-at-law at Law & More in Eindhoven and Amsterdam. She specialises in contract law, corporate law and corporate legal services, and also works in migration law.

Want to know whether we can help?

Book a free introductory meeting. We discuss whether we can help and what it costs. It does not include legal advice. We do not assess cases or documents by email without an engagement.

This article provides general information and is not a substitute for advice on your specific situation.

Related articles

If a defective product causes damage in the Netherlands, the producer is liable without you

A claim (vordering) is your right to a performance from another party: usually payment of

If you sign a contract with a salesperson at your door in the Netherlands, you

No, a consumer subscription in the Netherlands cannot simply renew for another fixed term. Once

Damages assessment proceedings (schadestaatprocedure) are a follow-up procedure to fix the amount of compensation after

Dutch law tackles racism along two separate tracks: criminal law punishes public group insult, incitement